Zarai Taraqiati Bank Limited (ZTBL) has announced new career opportunities for experienced banking and financial-sector professionals. The bank is lo
Zarai Taraqiati Bank Limited (ZTBL) has announced new career opportunities for experienced banking and financial-sector professionals. The bank is looking for energetic and challenge-oriented candidates who can work in areas related to Operational Risk, IFRS-9 & Risk Analytics, Environmental Risk, and Market & Liquidity Risk.
ZTBL is a specialized financial institution with a large ZTBL branch network across Pakistan. For this ZTBL recruitment, the bank has announced four positions at different levels and including senior management and officer-level posts.
If you have relevant experience in banking and financial institutions and risk management or related areas, these Zarai Taraqiati Bank jobs may be worth checking.
The last date to apply ZTBL Jobs is August 30, 2026.
Zarai Taraqiati Bank Jobs 2026
| Detail | Information |
|---|---|
| Organization | Zarai Taraqiati Bank Limited (ZTBL) |
| Sector | Banking / Financial Services |
| ZTBL Job Type | Banking Career Opportunities |
| Total ZTBL Positions | 4 |
| Location | Islamabad / ZTBL Head Office |
| Positions | Head Operational Risk Unit, Manager IFRS-9 & Risk Analytics, Environment Risk Officer, Market & Liquidity Risk Analyst |
| Qualification | Minimum Bachelor’s degree from HEC-recognized institution/university |
| Experience | 3 to 10 years depending on position |
| Application Method | Online |
| Last Date | August 30, 2026 |
| Employer | Zarai Taraqiati Bank Limited |
Latest ZTBL Jobs 2026 Vacancy Details
The ZTBL advertisement includes the following four positions:
- Head ZTBL Operational Risk Unit (VP-I / VP) – 1 Position
- Manager IFRS-9 & Risk Analytics (AVP/VP) – 1 Position
- Environment ZTBL Risk Officer (OG-II) – 1 Position
- Market & Liquidity Risk Analyst (OG-II) – 1 Position
These are mainly specialized risk-management and ZTBL banking positions, so candidates should carefully check the experience ZTBL requirement before applying.
1. Head ZTBL Operational Risk Unit – VP-I / VP
ZTBL has announced one position for Head Operational Risk Unit at VP-I / VP level.
This is the most senior ZTBL position among the vacancies advertised.
Experience Required
Candidates should have:
- Minimum 10 years of experience in a bank or financial institution.
- At least 2 years of relevant experience at senior managerial level in operational risk management.
Qualification
The minimum qualification is a Bachelor’s degree from an HEC-recognized institute/university, national or international.
Skills and ZTBL Expertise
The ZTBL Bank advertisement mentions the following skills:
- Exceptional ZTBL leadership and team-building skills.
- Good knowledge of SBP Prudential Regulations and Guidelines.
- Knowledge of banking products, policies and procedures.
- Excellent ZTBL verbal and written communication skills.
- Proficiency in MS Office and databases.
- Sound knowledge of Islamic banking.
Main Responsibilities
The selected person will be responsible for leading and managing operational risk activities across the bank.
Some of the major duties include:
- Identifying, assessing, monitoring ZTBL and mitigating operational risks.
- Strengthening the bank’s risk culture through training and awareness programmes.
- Implementing the ZTBL Operational Risk Management Framework across the bank.
- Designing and overseeing ZTBL Risk & Control Self-Assessments (RCSA).
- Managing Key ZTBL Risk Indicators (KRIs).
- Maintaining ZTBL bank-wide risk registers.
- Conducting scenario analysis.
- Reviewing loss data and carrying ZTBL out root-cause analysis.
- Supporting ZTBL business units in implementing operational risk controls.
- Developing internal stress-testing scenarios.
- Monitoring risk ZTBL tolerance and appetite levels.
- Preparing reports and dashboards for senior management and risk committees.
- Reviewing model risk exposures ZTBL operational loss trends and control effectiveness.
- Coordinating with internal and external auditors and regulators.
- Ensuring compliance with operational risk regulations.
- Assessing operational risk implications of new products, processes and systems.
- Reviewing operational and concentration risks associated with outsourcing arrangements.
The position also includes any other responsibility assigned by management.
2. Manager ZTBL IFRS-9 & Risk Analytics – AVP/VP
ZTBL is also hiring one Manager IFRS-9 & Risk Analytics at AVP/VP level.
This position is particularly relevant for professionals who have experience in IFRS-9 implementation, credit risk analytics and financial modelling.
Experience ZTBL Required
Candidates should have:
- Minimum 8 years of experience in a bank or financial institution.
- At least 1 year of relevant experience in implementation and reporting of IFRS-9.
Qualification
Minimum Bachelor’s degree from an HEC-recognized national or international institute/university.
The advertisement also states that candidates with professional qualifications such as CA or ICMA (partly qualified) will also be eligible.
Main Responsibilities
The major responsibilities include:
- Managing and implementing the ZTBL quarterly production of IFRS-9 expected credit loss models.
- Providing insights and analytics related to IFRS-9.
- Developing additional IFRS-9 ECL models and/or PD/LGD scorecards.
- Enhancing IFRS-9 model monitoring and management information.
- Providing ZTBL technical support to senior management.
- Setting and ZTBL cascading IFRS-9 standards and requirements.
- Coordinating with the bank’s data science teams.
- Working with finance teams on relevant journal entries and IFRS-9 reporting.
- Monitoring model inputs ZTBL assumptions and data.
- Supporting ZTBL model development and back-testing.
- Providing advanced analytical ZTBL insights to business teams and senior stakeholders.
- Explaining technical concepts when required.
- Ensuring IFRS-9 standards and requirements are properly cascaded throughout the organization.
The position also includes other duties assigned by management.
3. Environment ZTBL Risk Officer – OG-II
One vacancy is available for Environment Risk Officer (OG-II).
This position focuses on environmental and social risk management within the banking environment.
Experience Required
Candidates should have:
- Minimum 3 years’ experience in a bank, financial institution or reputable organization.
- At least 1 year of relevant experience.
Qualification
Minimum Bachelor’s degree from an HEC-recognized national or international institute/university.
Main ZTBL Responsibilities
The selected candidate will be involved in:
- Formulating and developing ZTBL environmental and social risk management procedures.
- Identifying and assessing environmental risks.
- Working on the ZTBL Environmental & Social Risk Management Framework according to SBP guidelines.
- Ensuring compliance with audit and inspection reports/observations.
- Acting as ZTBL focal person for coordination on Green Banking Guidelines of SBP.
- Providing input on environmental ZTBL risk management for new products and services.
- Preparing ZTBL periodic reports where required.
- Working on and updating ZTBL’s Environmental Risk Management procedures.
- Assisting in the development of required reporting.
Other tasks may also be assigned by ZTBL management.
4. Market & Liquidity Risk Analyst – OG-II
ZTBL has also announced one position for Market & Liquidity Risk Analyst (OG-II).
This vacancy is suitable for professionals who have experience in market risk and liquidity risk management.
Experience ZTBL Required
Candidates must have:
- Minimum 3 years’ experience in a bank or financial institution.
- Including at least 1 year of experience in Market Risk and Liquidity Risk Management.
Qualification
Minimum Bachelor’s degree from an HEC-recognized national or international institute/university.
Job Responsibilities
The major responsibilities include:
- To Preparing Market and Liquidity Risk Dashboard for the bank.
- Preparing ZTBL Basel reports and stress-testing reports such as CAL, LCR, NSFR, etc.
- Preparing ALCO packs for deliberation in ALCO meetings.
- Reviewing and analysing ZTBL treasury portfolio, policy and product performance.
- Preparing periodic risk reports including VaR, Sensitivity, Duration, MTM, etc.
- Monitoring ZTBL treasury activities to reduce market and liquidity risk.
- Performing ZTBL any other task assigned by management.
ZTBL Jobs 2026 – Age Limit
The advertisement provides different maximum ZTBL age limits according to the position.
For senior positions:
- VP-I / VP: Maximum 50 years
- AVP/VP: Maximum 45 years
- OG-II: Maximum 35 years
The age will be considered as on the closing date of the ZTBL application.
Important Eligibility Conditions
Candidates should carefully read the eligibility requirements before applying.
The advertisement states that:
- Maximum age limits apply ZTBL according to the respective position.
- Market-competitive remuneration will be offered.
- ZTBL is an equal-opportunity employer.
- Females and Persons with Disabilities (PWDs) are encouraged to apply.
- Only shortlisted candidates will be called for an ZTBL interview.
- No TA/DA will be admissible for the interview.
There are also important restrictions mentioned in the ZTBL advertisement.
Candidates who have previously been dismissed, removed or terminated by previous employers on disciplinary grounds are not eligible to apply.
Similarly, applicants convicted by any court of law are not eligible to apply.
How to Apply for ZTBL Jobs 2026?
This is the part candidates should pay attention to.
According to the ZTBL Bank advertisement interested candidates have to apply online through the ZTBL website.
Step 1: Visit the ZTBL Careers Page
Go to the official ZTBL Bank Online jobs section:
Step 2: Find the Relevant Vacancy
Look for the position that matches your qualification and experience:
- Head Operational Risk Unit
- Manager IFRS-9 & Risk Analytics
- Environment Risk Officer
- Market & Liquidity Risk Analyst
Step 3: Check Your ZTBL Eligibility
Before filling the form, make sure your:
- Your Qualification
- Age
- If you have Banking/financial experience
- Relevant risk-management experience
match the requirements of the particular position.
Step 4: Complete the Online Application
Fill in the required ZTBL information carefully and submit your application through the online portal.
Apply Zarai Taraqiati Bank ZTBL JobsStep 5: Submit Before the Deadline
The last date for submission is August 30, 2026.
The ZTBL Bank jobs advertisement clearly states that only online applications submitted within the due date will be accepted.
So don’t leave the application until the last day.
Apply Zarai Taraqiati Bank jobs 2026 Advertisement – Selection Process
The ZTBL recruitment process mentioned in the advertisement is straightforward.
First, candidates will submit their Jobs applications online.
ZTBL will review the applications according to the eligibility criteria. After screening, only shortlisted candidates will be called for an interview.
No TA/DA will be provided for the ZTBL interview.
The bank also reserves the right to accept or reject any application without assigning a reason.
What Type of Candidates Should Apply?
These vacancies are mainly for experienced professionals, rather than fresh graduates.
For example, the Head Operational Risk ZTBL position requires 10 years of experience, while the IFRS-9 & Risk Analytics position requires 8 years.
The two OG-II ZTBL positions require at least 3 years of experience, with specific relevant experience in environmental risk or market/liquidity risk depending on the post.
So are if you are a fresh graduate these particular ZTBL vacancies may not be suitable for you.
However the ZTBL professionals currently working in banking and financial institutions, risk management, treasury, credit risk, IFRS-9 or related areas should definitely check the requirements.
ZTBL Jobs 2026 – Important Points at a Glance
Before applying, keep these points in mind:
- Total ZTBL vacancies: 4
- Organization: Zarai Taraqiati Bank Limited
- Minimum ZTBL qualification: Bachelor’s degree
- Experience: 3–10 years depending on the position
- Highest ZTBL position: Head Operational Risk Unit (VP-I / VP)
- Age limit ZTBL: Up to 50 years depending on the position
- Application: Online only
- Last date to apply ZTBL: 30 August 2026
- Interview: Only shortlisted candidates
- TA/DA: Not admissible
- Females and PWDs: Encouraged to apply
- Application website: ZTBL official careers portal
FAQs – Zarai Taraqiati Bank Jobs 2026
What are the latest ZTBL jobs 2026?
ZTBL has announced four positions: Head Operational Risk Unit, Manager IFRS-9 & Risk Analytics, Environment Risk Officer and Market & Liquidity Risk Analyst.
How many vacancies are announced by ZTBL?
The ZTBL advertisement shows four positions, with one ZTBL vacancy for each advertised post.
What is the last date to apply for ZTBL jobs?
The last date to submit the online application is August 30, 2026.
What qualification is required for ZTBL jobs?
The minimum qualification mentioned for these positions is a Bachelor’s degree from an HEC-recognized institute/university.
Can fresh graduates apply for these ZTBL jobs?
These particular ZTBL Jobs vacancies require relevant professional experience ranging from 3 to 10 years, depending on the ZTBL post. Therefore, fresh graduates generally do not meet the advertised experience requirements.
What is the age limit for ZTBL jobs?
The maximum age depends on the ZTBL position. It is 50 years for VP-I/VP, 45 years for AVP/VP and 35 years for OG-II, according to the advertisement.
What experience is required for Head Operational Risk Unit?
The candidate needs at least 10 years of experience in a bank or financial institution, including at least 2 years of relevant senior managerial experience in operational risk management.
What experience is required for Manager IFRS-9 & Risk Analytics?
The ZTBL Jobs requirement is at least 8 years of experience in a bank or financial institution, including one year of relevant IFRS-9 implementation and reporting experience.
What experience is required for Environment Risk Officer?
The ZTBL Jobs advertisement requires a minimum of 3 years’ experience in a bank, financial institution or reputable organization, including one year of relevant experience.
What experience is required for Market & Liquidity Risk Analyst?
Candidates need at least 3 years of banking/financial-institution experience, including one year in Market Risk and Liquidity Risk Management.
Is CA or ICMA accepted for the IFRS-9 position?
The ZTBL Jobs advertisement states that candidates with professional qualifications such as CA or partly qualified ICMA will also be eligible.
Are women eligible to apply?
Yes. ZTBL states that it is an equal-opportunity employer and specifically encourages females and PWDs to apply.
How to apply ZTBL jobs 2026?
Candidates should apply online through the official ZTBL jobs portal before the closing date.
Will shortlisted candidates receive TA/DA?
No. The ZTBL advertisement states that no TA/DA will be admissible for the interview.
Can a person dismissed by a previous employer apply?
According to the ZTBL advertisement applicants who were dismissed or removed or terminated by a previous employer on disciplinary grounds are not eligible.
Can a person convicted by a court apply?
No. The ZTBL advertisement states that an applicant convicted by any court of law is not eligible to apply.
Is the application online or offline?
The advertisement specifies online submission of applications.
Apply ZTBL Jobs 2026
These latest Zarai Taraqiati Bank Limited jobs are mainly aimed at professionals who already have solid experience in banking and risk-related functions.
The most senior ZTBL opportunity is Head Operational Risk Unit (VP-I/VP), while professionals with specialized experience in IFRS-9, environmental risk and market risk and liquidity risk can consider the other advertised positions.
If your qualification and experience match the ZTBL requirements, it is better to apply well before the ZTBL deadline rather than waiting for the last day.
Last Date to Apply: 30 August 2026
Apply Online: ZTBL Jobs / Careers Portal
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